Health Insurance for Foreigners at Korean Clinics
Whether you are a long-term resident, a student or a tourist, it helps to know how payment works before your appointment. Here is a plain-English overview.
Foreign residents who stay in Korea for six months or more are generally enrolled in National Health Insurance (NHIS), and students are typically enrolled on arrival. With NHIS you pay only part of the cost of covered care. Tourists and other uninsured patients pay the full fee and can claim from their travel insurance.
Insured vs. Uninsured Patients
| Patient type | How you pay | Tip |
|---|---|---|
| NHIS member | Co-payment for covered services | Bring your ARC so the clinic can check eligibility |
| Tourist / short stay | Full fee | Keep receipts and itemized bills for your insurer |
| Private international insurance | Pay first, claim later (usually) | Ask your insurer which documents they need |
What NHIS Usually Does Not Cover
Some services are classified as non-covered and are paid in full even by insured patients. These commonly include cosmetic procedures, certain vaccines, some advanced tests and elective treatments. The clinic can tell you in advance whether an item is covered.
Documents You Can Request
- Receipt (진료비 영수증)
- Itemized statement of charges (진료비 세부내역서)
- Medical certificate / diagnosis (진단서)
- Doctor's note or opinion (소견서)
Frequently Asked Questions
Can I see a doctor without insurance?
Yes. Uninsured foreigners are welcome and simply pay the clinic fee.
Are prices higher for foreigners?
Covered services have standard national fees. For non-covered services, ask for an estimate in advance.
Can I pay by card?
Yes, credit and debit cards are widely accepted.
Talk to an English-speaking gynecologist
Yoonho Hospital, Apgujeong, Gangnam · Mon–Fri 9:00–18:00, Sat 9:00–13:00 · Walk-ins welcome.
Related Guides & Treatments
This guide is for general information and does not replace an individual medical consultation. Rules on medicines and insurance in Korea can change; please confirm details with the clinic.